/* Shared public-page refinements. Original styles, including article tables, remain loaded. */
/* Keep green accents readable on the light insurance sections and cards. */
.public-refresh.page-generali .gen-section-subtitle.text-lime,
.public-refresh .insurance-advice-card > span,
.public-refresh .insurance-gap-icon { color: #42652d; }
.public-refresh .gen-contact-wrapper .gen-contact-privacy { color: #596252; }
.public-refresh {
    --public-ink: #202d27;
    --public-muted: #526159;
    --public-green: #386b25;
    --public-line: #dce3d8;
    --public-paper: #f5f7f1;
    font-size: 16px;
    text-rendering: optimizeLegibility;
}
.public-refresh :where(h1, h2, h3) { text-wrap: balance; }
.public-refresh :where(p, li) { overflow-wrap: break-word; }
.public-refresh :where(main [id]) { scroll-margin-top: 120px; }
.public-refresh :where(a, button, input, textarea, select, summary):focus-visible {
    outline: 3px solid #346b2a;
    outline-offset: 5px;
}
.public-refresh :where(footer, .contact-section, .gen-contact-wrapper) :where(a, button, input, textarea, select):focus-visible { outline-color: #b7e786; }
.public-refresh .public-skip-link {
    position: fixed; top: 12px; left: 16px; z-index: 100001; padding: 12px 20px;
    border: 2px solid #202d27; border-radius: 8px; background: #fff; color: #202d27;
    font-weight: 800; text-decoration: none; transform: translateY(-180%);
}
.public-refresh .public-skip-link:focus { transform: translateY(0); }
.public-refresh .mobile-menu-overlay:not(.active) { visibility: hidden; pointer-events: none; }
.public-refresh .mobile-menu-overlay.active { visibility: visible; }
.public-refresh .mobile-menu-close { min-width: 44px; min-height: 44px; }
.public-refresh .mobile-nav-item { opacity: 1; }
.public-refresh .reveal { opacity: 1; transform: none; }
.public-refresh .public-kicker {
    display: block; margin-bottom: 16px; color: var(--public-green);
    font: 800 .76rem/1.5 var(--font-main); letter-spacing: .1em; text-transform: uppercase;
}
.public-refresh .public-jump-nav,
.public-refresh .public-section-nav {
    display: flex; flex-wrap: wrap; align-items: center; gap: 10px;
    padding: 20px 0; border-top: 1px solid var(--public-line); border-bottom: 1px solid var(--public-line);
    background: #f5f7f1;
}
.public-refresh :is(.public-jump-nav, .public-section-nav) > :is(.container, .gen-container) { display: flex; flex-wrap: wrap; align-items: center; gap: 10px; }
.public-refresh :is(.public-jump-nav, .public-section-nav) a {
    display: inline-flex; align-items: center; min-height: 44px; padding: 10px 16px;
    border: 1px solid #d3ddcc; border-radius: 8px; background: #fff; color: #344d31;
    text-decoration: none; font: 700 .9rem/1.4 var(--font-main);
}
.public-refresh :is(.public-jump-nav, .public-section-nav) a:hover { background: #e7f0dd; border-color: #7fa967; }
.public-refresh :is(.public-jump-nav, .public-section-nav) > span { font-weight: 700; margin-right: 4px; }
.public-refresh .public-contact-links { display: flex; flex-wrap: wrap; align-items: center; gap: 12px 20px; margin: 22px 0; }
.public-refresh .public-contact-links a { display: inline-flex; align-items: center; min-height: 44px; color: inherit; font-weight: 750; text-underline-offset: 5px; }
.public-refresh :is(.public-note, .public-offer-note, .public-scope-note) {
    padding: 20px 24px; margin: 24px 0; border-left: 4px solid #68933f; border-radius: 0 12px 12px 0;
    background: #eff4e8; color: #33432d; font-size: .97rem; line-height: 1.75;
}
.public-refresh :is(.public-note, .public-offer-note, .public-scope-note) p { color: inherit; margin: 0; }
.public-refresh .public-form-note { margin: 14px 0 20px; font-size: .87rem; line-height: 1.65; color: inherit; opacity: .92; }
.public-refresh .public-form-note a { color: inherit; text-decoration: underline; text-underline-offset: 3px; }
.public-refresh .public-summary-card { border: 1px solid var(--public-line); border-radius: 20px; padding: 28px; background: #fff; box-shadow: 0 12px 40px #2230200a; }
.public-refresh .public-summary-card h2 { font-size: 1.55rem; margin: 0 0 16px; }
.public-refresh .public-summary-card p { line-height: 1.7; }
.public-refresh .public-summary-card h3 { margin-bottom: 12px; }
.public-refresh .public-form-fieldset { min-inline-size: 0; border: 0; padding: 0; margin: 0; }
.public-refresh .public-form-fieldset legend { font-size: .93rem; font-weight: 750; margin-bottom: 12px; padding: 0; }
.public-refresh .public-preparation { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; margin: 30px auto; }
.public-refresh .public-preparation > article { border: 1px solid var(--public-line); border-radius: 18px; background: #fff; padding: 28px; }
.public-refresh .public-preparation h2 { margin-bottom: 18px; font-size: 1.8rem; }
.public-refresh .public-preparation h3 { margin-bottom: 12px; font-size: 1.5rem; }
.public-refresh .public-preparation ul { padding-left: 20px; }
.public-refresh .public-preparation li + li { margin-top: 10px; }
.public-refresh .contact-form label:not(.form-security-trap label) { display: block; margin-bottom: 8px; font: 700 .93rem/1.5 var(--font-main); }
.public-refresh .contact-section-dark .public-contact-links { color: #e5f0dc; }
.public-refresh .contact-section-dark .public-offer-note { color: #e1efd7; background: #ffffff0a; border-left-color: #a0ca77; }
.public-refresh .contact-section-dark .public-form-note { color: #d7dfd1; }
.public-refresh .contact-section-dark textarea.input-dark { display: block; width: 100%; padding: 14px 16px; border: 1px solid #ffffff38; border-radius: 8px; background: #ffffff08; color: #fff; font: inherit; line-height: 1.65; resize: vertical; }
.public-refresh .contact-section-dark textarea.input-dark::placeholder { color: #c6d0be; }
.public-refresh .gen-hero h1,
.public-refresh .insurance-hero-copy h1 { font-size: clamp(2.45rem, 4.8vw, 4.4rem); line-height: 1.12; }
.public-refresh .insurance-section-heading h2 { font-size: clamp(2rem, 3.5vw, 3rem); }
.public-refresh .insurance-benefit-card { min-height: 0; padding: 28px; }
.public-refresh .insurance-card-number { margin-bottom: 26px; color: #456e2c; }
.public-refresh .insurance-benefit-card p,
.public-refresh .insurance-catalog-card p { font-size: 1rem; line-height: 1.75; }
.public-refresh .insurance-icon { color: #456e2c; }
.public-refresh .insurance-breadcrumb { color: #56644e; }
.public-refresh .insurance-return-nav { margin-bottom: 30px; }
.public-refresh .insurance-hero-panel { box-shadow: 0 16px 50px #20341b0d; border-color: #dfe6d8; }
.public-refresh :is(.gen-faq-answer, .insurance-note, .gen-card p) { line-height: 1.75; }
.public-refresh .gen-card p { opacity: 1; }
.public-refresh :is(.gen-footer-links a, .gen-footer-desc, .gen-footer-location) { color: #c4cdc3; }
.public-refresh .footer-dark { background: #18271f; color: #dbe3d5; padding: 32px 0; }
.public-refresh :is(.footer-dark, .gen-footer) :is(.footer-copyright, .footer-author-text) { color: #cbd2c7; }
.public-refresh :is(.footer-dark, .gen-footer) .footer-link-subtle { color: #e2eadb; opacity: 1; text-decoration: underline; text-underline-offset: 4px; }
.public-refresh .gen-blob { opacity: .25; }
.public-refresh .gen-hero-card { transform: none; }
.public-refresh .bhp-home-situations-grid article { display: flex; flex-direction: column; align-items: flex-start; }
.public-refresh .bhp-home-situations-grid article a:last-child { margin-top: auto; padding-top: 16px; }

/* A single, fully linked home page on every screen size. */
.page-home { background: #fff; color: #202d27; }
.page-home .home-shell { width: min(1200px, calc(100% - 64px)); margin-inline: auto; }
.page-home .home-header { background: #fff; border-bottom: 1px solid #e6e9e1; }
.page-home .home-header-inner { display: flex; justify-content: space-between; align-items: center; gap: 30px; padding-block: 20px; }
.page-home .home-logo { display: inline-flex; flex: 0 0 auto; align-items: center; gap: 12px; }
.page-home .home-logo img { object-fit: contain; }
.page-home .home-logo img:first-child { width: auto; height: 55px; }
.page-home .home-logo .home-logotype { width: auto; height: 65px; }
.page-home .home-nav { display: flex; flex-wrap: wrap; align-items: center; gap: 12px 26px; }
.page-home .home-nav a { display: inline-flex; align-items: center; min-height: 44px; color: #2d3e31; text-decoration: none; font-weight: 750; font-size: .87rem; }
.page-home .home-nav .home-nav-contact { padding: 10px 22px; border-radius: 8px; background: #203b2c; color: #fff; }
.page-home .home-nav a:hover { text-decoration: underline; text-underline-offset: 5px; }
.page-home .home-hero { padding-block: 62px; background: linear-gradient(115deg, #f4f7ed 0%, #f9faf6 62%, #eef3e5 100%); }
.page-home .home-hero-grid { display: grid; grid-template-columns: 1.45fr 1fr; align-items: center; gap: 72px; }
.page-home .home-hero h1 { font-size: clamp(2.8rem, 4.35vw, 4.45rem); line-height: 1.13; letter-spacing: -.035em; margin: 0 0 24px; }
.page-home .home-hero h1 em { font-weight: inherit; color: #436b31; }
.page-home .home-hero-copy > p { max-width: 620px; font-size: 1.08rem; line-height: 1.85; color: #53614e; }
.page-home .home-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 24px; margin-top: 30px; }
.page-home .home-button { display: inline-flex; justify-content: space-between; align-items: center; gap: 30px; min-height: 50px; padding: 14px 22px; border: 1px solid transparent; border-radius: 8px; font: 800 .9rem/1.45 var(--font-main); text-decoration: none; transition: background .2s, border-color .2s; }
.page-home .home-button-primary { background: #82c342; color: #172612; }
.page-home .home-button-primary:hover { background: #99d55e; border-color: #548332; }
.page-home .home-button-dark { background: #213b2d; color: #fff; }
.page-home .home-button-dark:hover { background: #345640; }
.page-home .home-phone { color: #485842; font-size: .8rem; text-decoration: none; }
.page-home .home-phone strong { display: block; font-size: 1.2rem; font-weight: 800; color: #253a27; }
.page-home .home-hero-facts { display: flex; flex-wrap: wrap; gap: 10px 20px; list-style: none; margin: 28px 0 0; padding: 0; font-size: .76rem; color: #53614e; }
.page-home .home-hero-facts li::before { content: '✓'; margin-right: 7px; color: #476c2d; font-weight: 800; }
.page-home .home-portrait { margin: 0; overflow: hidden; border-radius: 150px 150px 20px 20px; background: #fff; border: 1px solid #dce4d2; box-shadow: 14px 14px 0 #dfe9d3; }
.page-home .home-portrait-photo { position: relative; aspect-ratio: 20 / 19; overflow: hidden; }
.page-home .home-portrait-photo > img { position: absolute; inset: 0; display: block; width: 100%; height: 100%; object-fit: cover; object-position: center 10%; }
.page-home .home-portrait figcaption { padding: 20px 24px; background: #213b2d; color: #fff; }
.page-home .home-portrait figcaption strong { display: block; font-size: 1rem; margin-bottom: 4px; }
.page-home .home-portrait figcaption span { display: block; font-size: .76rem; line-height: 1.65; color: #d4e4ca; }
.page-home .home-offers { padding-block: 78px; }
.page-home .home-section-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 40px; margin-bottom: 34px; }
.page-home .home-section-head h2 { font-size: clamp(2rem, 3.25vw, 3rem); line-height: 1.2; letter-spacing: -.025em; }
.page-home .home-section-head > p { max-width: 410px; color: #556151; line-height: 1.8; }
.page-home .home-offer-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 28px; }
.page-home .home-offer-card { display: flex; flex-direction: column; overflow: hidden; border: 1px solid #dde3d7; border-radius: 18px; background: #fff; }
.page-home .home-offer-image { display: block; width: 100%; height: auto; aspect-ratio: 1983 / 793; object-fit: cover; object-position: center; }
.page-home .home-offer-content { display: flex; flex: 1; flex-direction: column; align-items: flex-start; padding: 30px; }
.page-home .home-offer-content h3 { margin-bottom: 14px; font-size: 1.85rem; line-height: 1.25; }
.page-home .home-offer-content > p { color: #53604e; font-size: 1rem; line-height: 1.8; margin-bottom: 20px; }
.page-home .home-topic-links { display: flex; flex-wrap: wrap; gap: 8px; list-style: none; padding: 0; margin: 0 0 26px; }
.page-home .home-topic-links a { display: inline-flex; align-items: center; padding: 8px 11px; min-height: 42px; border: 1px solid #dae3d2; background: #f5f8f0; color: #385930; text-decoration: none; border-radius: 7px; font-size: .78rem; font-weight: 700; }
.page-home .home-topic-links a:hover { border-color: #7c9d63; text-decoration: underline; }
.page-home .home-offer-content .home-button { width: 100%; margin-top: auto; }
/* Let the BHP process introduction use the section width; still wrap naturally on phones. */
.page-bhp.public-refresh .bhp-home-process .bhp-home-heading { max-width: none; }
.page-home .home-online-note { display: flex; align-items: center; justify-content: space-between; gap: 26px; padding: 25px 28px; margin-top: 26px; border-radius: 12px; background: #f1f5e9; }
.page-home .home-online-note strong { font-size: 1rem; }
.page-home .home-online-note p { font-size: .9rem; color: #526047; margin-top: 5px; }
.page-home .home-online-note a { flex: 0 0 auto; padding-block: 10px; font-weight: 800; font-size: .9rem; color: #385f29; text-underline-offset: 5px; }
.page-home .home-cooperation { padding-block: 72px; background: #f6f7f2; }
.page-home .home-steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); list-style: none; gap: 35px; padding: 0; margin: 42px 0 50px; }
.page-home .home-steps li { border-top: 1px solid #cfdac5; padding-top: 22px; }
.page-home .home-steps li > span { display: block; color: #466932; font-size: .82rem; font-weight: 800; margin-bottom: 16px; }
.page-home .home-steps h3 { font-size: 1.45rem; margin-bottom: 12px; }
.page-home .home-steps p { font-size: .95rem; color: #54604d; line-height: 1.8; }
.page-home .home-contact-band { display: flex; justify-content: space-between; align-items: center; gap: 30px; padding: 36px; border-radius: 18px; background: #213b2d; color: #fff; }
.page-home .home-contact-band h2 { font-size: 1.85rem; color: #fff; margin-bottom: 10px; }
.page-home .home-contact-band p { color: #d3dfca; font-size: .95rem; }
.page-home .home-contact-band .home-button { flex-shrink: 0; }
.page-home .home-footer { background: #18271f; padding: 36px 0; color: #dbe3d5; }
.page-home .home-footer-inner { display: flex; justify-content: space-between; flex-wrap: wrap; align-items: center; gap: 28px; font-size: .84rem; }
.page-home .home-footer p { margin-top: 5px; }
.page-home .home-footer a { color: #e3ecd9; text-underline-offset: 4px; }
.page-home .home-footer-contact { display: grid; gap: 8px; }
.page-home .home-credit { display: flex; align-items: center; gap: 9px; font-size: .75rem; text-decoration: none; }
.page-home .home-credit img { object-fit: contain; }

/* Contact, purchase and privacy. */
.public-refresh.page-contact .contact-main { padding-block: 65px; }
.public-refresh.page-contact .contact-grid { gap: 50px; align-items: start; }
.public-refresh.page-contact .contact-info > p { max-width: 610px; line-height: 1.85; }
.public-refresh.page-contact .info-items { gap: 14px; }
.public-refresh.page-contact .info-item { border: 1px solid #e1e5dc; border-radius: 12px; padding: 17px; background: #f7f9f3; }
.public-refresh.page-contact .info-item .value { overflow-wrap: anywhere; font-size: 1.06rem; }
.public-refresh.page-contact .info-item .label { color: #5c6a50; }
.public-refresh.page-contact textarea { min-height: 150px; }
.public-refresh.page-contact .contact-form-wrapper { box-shadow: 0 16px 50px #213b2d0a; border: 1px solid #dce4d4; }
.public-refresh.page-contact .contact-preparation { margin-top: 24px; padding: 22px; border-radius: 12px; background: #eef3e7; }
.public-refresh.page-contact .contact-preparation h2 { font-size: 1.35rem; margin-bottom: 14px; }
.public-refresh.page-contact .contact-preparation p { margin-bottom: 12px; line-height: 1.7; font-size: .93rem; }
.public-refresh.page-contact .contact-preparation p:last-child { margin-bottom: 0; }
.public-refresh .purchase-section-copy { color: #52614f; line-height: 1.8; }
.public-refresh .purchase-card p { color: #53614f; line-height: 1.75; }
.public-refresh .purchase-button-primary { background: #426b29; }
.public-refresh .purchase-button-primary:hover { background: #345720; }
.public-refresh .purchase-card-eyebrow { color: #486e2c; }
.public-refresh .purchase-process .purchase-kicker { color: #b4d88a; }
.public-refresh .purchase-title { font-size: clamp(2.5rem, 5.4vw, 4.8rem); line-height: 1.1; }
.public-refresh .purchase-external-note { display: block; margin-top: 12px; font-weight: 750; font-size: .76rem; color: #446731; }
.public-refresh .purchase-checklist { margin-top: 0; margin-bottom: 60px; padding: 24px 28px; background: #f1f5e9; border-radius: 14px; border: 1px solid #d9e3cf; }
.public-refresh .purchase-checklist h3 { font-size: 1.45rem; margin-bottom: 12px; }
.public-refresh .purchase-checklist ul { padding-left: 21px; display: grid; gap: 8px; }
.public-refresh .purchase-checklist li { color: #4b5b41; line-height: 1.7; }
.public-refresh.page-privacy .privacy-main { padding-top: 54px; }
.public-refresh.page-privacy .privacy-content { max-width: 930px; }
.public-refresh.page-privacy .privacy-content a { color: #345f26; text-decoration: underline; text-underline-offset: 4px; }
.public-refresh.page-privacy .privacy-content h1 { font-size: clamp(2.1rem, 4vw, 3.2rem); line-height: 1.2; margin-bottom: 24px; }
.public-refresh.page-privacy .privacy-content h2 { display: block; padding-bottom: 14px; border-bottom: 1px solid #ccd9bf; }
.public-refresh.page-privacy .privacy-toc { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px; padding: 20px; margin: 26px 0; background: #f2f6eb; border: 1px solid #dce5d3; border-radius: 12px; }
.public-refresh.page-privacy .privacy-toc a { display: flex; align-items: center; min-height: 44px; font-size: .88rem; padding: 6px 8px; }

@media (max-width: 1200px) {
    .page-home .home-logo img:first-child { height: 30px; }
    .page-home .home-logo .home-logotype { height: 35px; }
}
@media (max-width: 1000px) {
    .page-home .home-header-inner { flex-wrap: wrap; gap: 16px; }
    .page-home .home-hero-grid { grid-template-columns: 1.35fr 1fr; gap: 35px; }
    .page-home .home-hero h1 { font-size: clamp(2.55rem, 5vw, 3.6rem); }
    .public-refresh .insurance-benefit-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 760px) {
    .page-home .home-shell { width: calc(100% - 36px); }
    .page-home .home-header-inner { padding-block: 15px; gap: 14px; }
    .page-home .home-logo img:first-child { width: auto; height: 30px; }
    .page-home .home-logo .home-logotype { width: auto; height: 35px; }
    .page-home .home-nav { width: 100%; gap: 6px 16px; justify-content: space-between; }
    .page-home .home-nav a { font-size: .77rem; }
    .page-home .home-nav .home-nav-contact { padding-inline: 12px; }
    .page-home .home-hero { padding-block: 38px 42px; }
    .page-home .home-hero-grid { grid-template-columns: 1fr; gap: 32px; }
    .page-home .home-hero h1 { font-size: clamp(2.4rem, 8.6vw, 3.5rem); }
    .page-home .home-hero-copy > p { font-size: 1rem; }
    .page-home .home-hero-facts { gap: 9px 14px; }
    .page-home .home-portrait { width: min(100%, 380px); margin-inline: auto; border-radius: 30px 30px 16px 16px; box-shadow: none; background: #213b2d; }
    .page-home .home-portrait figcaption { padding: 18px 20px; }
    .page-home .home-section-head { align-items: flex-start; flex-direction: column; gap: 18px; }
    .page-home .home-section-head > p { max-width: none; }
    .page-home .home-offers { padding-block: 46px; }
    .page-home .home-offer-grid { grid-template-columns: 1fr; gap: 22px; }
    .page-home .home-offer-image { height: auto; }
    .page-home .home-offer-content { padding: 24px; }
    .page-home .home-online-note { flex-direction: column; align-items: flex-start; gap: 10px; padding: 24px; }
    .page-home .home-steps { grid-template-columns: 1fr; gap: 25px; margin: 28px 0 38px; }
    .page-home .home-cooperation { padding-block: 44px; }
    .page-home .home-contact-band { align-items: flex-start; flex-direction: column; padding: 26px; }
    .page-home .home-contact-band .home-button { width: 100%; }
    .page-home .home-footer-inner { flex-direction: column; align-items: flex-start; }
    .public-refresh .public-preparation { grid-template-columns: 1fr; }
    .public-refresh :is(.public-jump-nav, .public-section-nav) a { font-size: .82rem; padding-inline: 12px; }
    .public-refresh.page-contact .contact-main { padding-block: 36px; }
    .public-refresh.page-contact .contact-grid { gap: 30px; }
    .public-refresh.page-privacy .privacy-toc { grid-template-columns: 1fr; }
    .public-refresh.page-privacy .privacy-main { padding-top: 30px; }
}
@media (max-width: 480px) {
    .public-refresh .insurance-benefit-grid { grid-template-columns: 1fr; }
    .page-home .home-actions { gap: 16px; }
    .page-home .home-actions > .home-button { width: 100%; }
    .page-home .home-phone { display: flex; align-items: baseline; flex-wrap: wrap; gap: 10px; }
}
@media (prefers-reduced-motion: reduce) {
    html:has(.public-refresh) { scroll-behavior: auto; }
    .public-refresh *, .public-refresh *::before, .public-refresh *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; scroll-behavior: auto !important; }
}