/* Only /ubezpieczenia/: colour follows the three product groups.
   Keep shared styles and the original typography loaded before this file. */
.public-refresh.insurance-catalog-page {
    --catalog-accent: #386b46;
    --catalog-tint: #edf5ed;
    --catalog-line: #d5e3d5;
}
.insurance-catalog-page .insurance-tone-life { --catalog-accent: #356542; --catalog-tint: #edf5ed; --catalog-line: #cfdfcf; }
.insurance-catalog-page .insurance-tone-property { --catalog-accent: #875524; --catalog-tint: #faf2e6; --catalog-line: #e7d7be; }
.insurance-catalog-page .insurance-tone-mobility { --catalog-accent: #305f7d; --catalog-tint: #edf4f9; --catalog-line: #ccdfe9; }

/* Clear first screen: introduction, help, then three direct routes to products. */
.public-refresh.insurance-catalog-page .gen-hero { background: linear-gradient(120deg, #f7f7ef, #f0f6ed); padding-block: 48px 32px; text-align: left; }
.public-refresh.insurance-catalog-page .gen-hero-grid { grid-template-columns: minmax(0, 1.35fr) minmax(0, 1fr); gap: 56px; }
.public-refresh.insurance-catalog-page .gen-hero h1 { margin-bottom: 22px; }
.public-refresh.insurance-catalog-page .gen-hero-grid > div > p { max-width: 610px; margin: 0 0 24px; }
.public-refresh.insurance-catalog-page .gen-hero-actions { flex-wrap: wrap; gap: 12px 22px; justify-content: flex-start; align-items: center; }
.public-refresh.insurance-catalog-page .gen-hero-actions .insurance-text-link { display: inline-flex; align-items: center; min-height: 44px; font-size: .94rem; }
.public-refresh.insurance-catalog-page .gen-hero .public-scope-note { margin: 22px 0 0; padding: 0 0 0 15px; border-left: 3px solid #a9bf97; font-size: .9rem; line-height: 1.7; }
.public-refresh.insurance-catalog-page .insurance-needs-card { margin: 0; padding: 30px; background: #244b3e; border: 1px solid #244b3e; border-radius: 20px; color: #fff; box-shadow: 0 14px 32px #244b3e14; }
.public-refresh.insurance-catalog-page .insurance-needs-card .gen-card-header { margin-bottom: 22px; }
.public-refresh.insurance-catalog-page .insurance-needs-card .gen-card-icon { border-radius: 12px; background: #ffffff12; color: #c7e4ad; }
.public-refresh.insurance-catalog-page .insurance-needs-card .gen-card-subtitle { color: #d8e8d7; font-size: .8rem; }
.public-refresh.insurance-catalog-page .insurance-needs-card .gen-card-title-sm { margin-top: 4px; color: #fff; font-size: 1.65rem; line-height: 1.3; }
.public-refresh.insurance-catalog-page .insurance-needs-card .gen-check-item { padding: 10px 0; margin: 0; border-radius: 0; background: transparent; align-items: flex-start; gap: 10px; font-size: .94rem; line-height: 1.65; }
.public-refresh.insurance-catalog-page .insurance-needs-card .text-lime { color: #c7e4ad; }
.public-refresh.insurance-catalog-page .insurance-needs-card .solved { margin-top: 12px; padding-top: 20px; border: 0; border-top: 1px solid #ffffff38; }
.public-refresh.insurance-catalog-page .insurance-needs-contact { display: flex; justify-content: space-between; align-items: center; gap: 12px; min-height: 48px; margin-top: 20px; padding: 12px 16px; border-radius: 8px; background: #e4f1d7; color: #244b3e; font-weight: 800; text-decoration: none; }
.public-refresh.insurance-catalog-page .insurance-needs-contact:hover { background: #f3faeb; }
.public-refresh.insurance-catalog-page .insurance-needs-contact:focus-visible { outline-color: #e4f1d7; }
.public-refresh.insurance-catalog-page .insurance-category-nav { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin-top: 32px; }
.public-refresh.insurance-catalog-page .insurance-category-nav > a { display: flex; align-items: center; gap: 14px; padding: 18px; min-height: 80px; border: 1px solid var(--catalog-line); border-left: 4px solid var(--catalog-accent); border-radius: 12px; background: var(--catalog-tint); color: var(--catalog-accent); font-size: .98rem; line-height: 1.45; font-weight: 800; text-decoration: none; transition: box-shadow .2s, background .2s; }
.public-refresh.insurance-catalog-page .insurance-category-nav > a:hover { background: #fff; box-shadow: 0 4px 18px #233a3212; }
.public-refresh.insurance-catalog-page .insurance-category-symbol { display: grid; place-items: center; flex: 0 0 40px; height: 40px; border-radius: 10px; background: #ffffffb3; }
.public-refresh.insurance-catalog-page .insurance-category-arrow { margin-left: auto; font-size: 1.25rem; }

/* A coloured group panel connects its introduction with its product cards. */
.public-refresh.insurance-catalog-page .insurance-catalog-section { background: #fff; padding-block: 48px 56px; }
.public-refresh.insurance-catalog-page .insurance-catalog-intro { max-width: 850px; margin-bottom: 12px; }
.public-refresh.insurance-catalog-page .insurance-catalog-intro h2 { max-width: 850px; margin-block: 8px 16px; }
.public-refresh.insurance-catalog-page .insurance-catalog-intro > p { max-width: 780px; margin-bottom: 0; font-size: 1rem; }
.public-refresh.insurance-catalog-page .insurance-guide-shortcut { display: inline-flex; align-items: center; gap: 14px; min-height: 44px; margin-bottom: 22px; color: #386b46; font-size: .93rem; font-weight: 800; text-underline-offset: 5px; }
.public-refresh.insurance-catalog-page .insurance-catalog-group { display: grid; grid-template-columns: minmax(0, .72fr) minmax(0, 2fr); gap: 28px; margin-top: 24px; padding: 28px; border: 1px solid var(--catalog-line); border-top: 4px solid var(--catalog-accent); border-radius: 20px; background: var(--catalog-tint); }
.public-refresh.insurance-catalog-page .insurance-guide-shortcut + .insurance-catalog-group { margin-top: 0; }
.public-refresh.insurance-catalog-page .insurance-catalog-group-heading { display: block; margin: 0; padding: 6px 0 0; border: 0; border-radius: 0; background: none; }
.public-refresh.insurance-catalog-page .insurance-group-symbol { display: grid; place-items: center; width: 52px; height: 52px; margin-bottom: 20px; border: 1px solid var(--catalog-line); border-radius: 14px; background: #ffffffb3; color: var(--catalog-accent); }
.public-refresh.insurance-catalog-page .insurance-group-symbol svg { width: 28px; height: 28px; }
.public-refresh.insurance-catalog-page .insurance-catalog-group-heading h3 { margin-bottom: 14px; color: var(--catalog-accent); font-size: 1.7rem; line-height: 1.25; text-wrap: balance; }
.public-refresh.insurance-catalog-page .insurance-catalog-group-heading p { margin: 0; color: #526159; font-size: .94rem; line-height: 1.75; }
.public-refresh.insurance-catalog-page .insurance-catalog-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.public-refresh.insurance-catalog-page .insurance-tone-life .insurance-catalog-card:first-child { grid-column: 1 / -1; }
.public-refresh.insurance-catalog-page .insurance-catalog-card { min-height: 0; padding: 22px; border: 1px solid var(--catalog-line); border-radius: 12px; background: #fff; box-shadow: none; transition: border-color .2s, box-shadow .2s, transform .2s; }
.public-refresh.insurance-catalog-page .insurance-catalog-card:hover { border-color: var(--catalog-accent); box-shadow: 0 8px 20px #233a320d; transform: translateY(-3px); }
.public-refresh.insurance-catalog-page .insurance-catalog-card-top { margin-bottom: 16px; align-items: center; }
.public-refresh.insurance-catalog-page .insurance-catalog-icon { width: 40px; height: 40px; padding: 9px; border-radius: 10px; background: var(--catalog-tint); color: var(--catalog-accent); }
.public-refresh.insurance-catalog-page .insurance-catalog-arrow { color: var(--catalog-accent); }
.public-refresh.insurance-catalog-page .insurance-catalog-card h4 { margin-bottom: 10px; font-size: 1.25rem; line-height: 1.35; }
.public-refresh.insurance-catalog-page .insurance-catalog-card p { margin-bottom: 18px; color: #526159; font-size: .94rem; line-height: 1.7; }
.public-refresh.insurance-catalog-page .insurance-catalog-card strong,
.public-refresh.insurance-catalog-page .insurance-catalog-card strong span { color: var(--catalog-accent); }
.public-refresh.insurance-catalog-page .insurance-catalog-note { max-width: none; margin-top: 22px; padding: 16px 20px; border: 1px solid #dfe5dc; border-radius: 10px; background: #f8faf6; color: #526159; }

/* Personal service follows the offer, before the detailed policy guidance. */
.public-refresh.insurance-catalog-page #o-mnie { background: #f5f7f2; }
.public-refresh.insurance-catalog-page .gen-about-grid { grid-template-columns: minmax(0, .8fr) minmax(0, 1.3fr); gap: 54px; }
.public-refresh.insurance-catalog-page .gen-about-img { width: 100%; max-width: 400px; justify-self: center; border-radius: 20px; box-shadow: none; }
.public-refresh.insurance-catalog-page .gen-about-bg { display: none; }
.public-refresh.insurance-catalog-page .gen-about-text { margin-block: 18px; font-size: 1rem; line-height: 1.8; }
.public-refresh.insurance-catalog-page .public-summary-card { margin-block: 22px; padding: 22px; border: 1px solid #d5e3d5; border-left: 4px solid #628650; border-radius: 12px; background: #fff; }
.public-refresh.insurance-catalog-page .gen-process { background: #244b3e; }
.public-refresh.insurance-catalog-page .gen-process .gen-section-header { max-width: 820px; margin: 0 0 32px; text-align: left; }
.public-refresh.insurance-catalog-page .gen-process .gen-section-subtitle { color: #c7e4ad; }
.public-refresh.insurance-catalog-page .gen-process h2,
.public-refresh.insurance-catalog-page .gen-step-content h3 { color: #fff; }
.public-refresh.insurance-catalog-page .gen-process .gen-section-header > p { margin: 16px 0 0; max-width: 720px; color: #e1eade; font-size: 1rem; }
.public-refresh.insurance-catalog-page .gen-process-wrapper { gap: 16px; }
.public-refresh.insurance-catalog-page .gen-step { padding: 24px; border-color: #ffffff3b; border-radius: 12px; background: #ffffff09; }
.public-refresh.insurance-catalog-page .gen-step-num { background: #dceccf; color: #244b3e; }
.public-refresh.insurance-catalog-page .gen-step-content h3 { font-size: 1.18rem; }
.public-refresh.insurance-catalog-page .gen-step-content p { color: #e1eade; font-size: .94rem; }

/* Two-column reading keeps the six policy checks together. */
.public-refresh.insurance-catalog-page .insurance-guide-section > .gen-container { display: grid; grid-template-columns: minmax(0, .85fr) minmax(0, 1.6fr); gap: 24px 48px; align-items: start; }
.public-refresh.insurance-catalog-page .insurance-guide-section .insurance-section-heading { grid-row: span 2; margin: 0; }
.public-refresh.insurance-catalog-page .insurance-section-heading > p { text-align: left; }
.public-refresh.insurance-catalog-page .insurance-advice-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.public-refresh.insurance-catalog-page .insurance-advice-card { min-height: 0; padding: 22px; border: 1px solid #d9e3db; border-radius: 12px; background: #f6f8f3; }
.public-refresh.insurance-catalog-page .insurance-advice-card:hover { transform: none; box-shadow: none; }
.public-refresh.insurance-catalog-page .insurance-advice-card > span { width: 32px; height: 32px; margin-bottom: 14px; border-radius: 8px; background: #e5eedc; color: #386b46; }
.public-refresh.insurance-catalog-page .insurance-advice-card h3 { font-size: 1.16rem; line-height: 1.4; }
.public-refresh.insurance-catalog-page .insurance-advice-card p { font-size: .94rem; }
.public-refresh.insurance-catalog-page .insurance-guide-link { grid-column: 2; flex-direction: column; align-items: flex-start; gap: 10px; margin: 0; padding: 20px 22px; border: 1px solid #d5e3d5; border-radius: 12px; background: #edf5ed; }
.public-refresh.insurance-catalog-page .insurance-guide-link p { color: #526159; font-size: .94rem; }
.public-refresh.insurance-catalog-page .insurance-guide-link a { display: inline-flex; align-items: center; gap: 8px; min-height: 44px; color: #356542; text-decoration: underline; text-underline-offset: 4px; }
.public-refresh.insurance-catalog-page .insurance-gaps-section { background: #faf4ea; }
.public-refresh.insurance-catalog-page .insurance-gaps-section .insurance-section-heading { max-width: 850px; margin-bottom: 30px; }
.public-refresh.insurance-catalog-page .insurance-gaps-section .gen-section-subtitle { color: #875524; }
.public-refresh.insurance-catalog-page .insurance-gap-card { min-height: 0; padding: 24px; border: 1px solid #e7d7be; border-radius: 12px; box-shadow: none; }
.public-refresh.insurance-catalog-page .insurance-gap-icon { display: grid; place-items: center; width: 34px; height: 34px; margin-bottom: 18px; border-radius: 8px; background: #faf2e6; color: #875524; letter-spacing: 0; }
.public-refresh.insurance-catalog-page .insurance-gap-card h3 { font-size: 1.22rem; line-height: 1.4; }
.public-refresh.insurance-catalog-page .insurance-gap-card p { font-size: .94rem; }
.public-refresh.insurance-catalog-page .recruitment-teaser-section { padding-block: 40px; }

/* FAQ and contact have different silhouettes from the product catalogue. */
.public-refresh.insurance-catalog-page .gen-faq { background: #f5f7f2; }
.public-refresh.insurance-catalog-page .gen-faq > .gen-container { display: grid; grid-template-columns: minmax(0, .85fr) minmax(0, 1.6fr); gap: 48px; align-items: start; }
.public-refresh.insurance-catalog-page .gen-section-header-faq { margin: 0; text-align: left; }
.public-refresh.insurance-catalog-page .gen-section-header-faq p { font-size: 1rem; line-height: 1.75; }
.public-refresh.insurance-catalog-page .gen-faq-accordion { max-width: none; margin: 0; gap: 12px; }
.public-refresh.insurance-catalog-page .gen-faq-item { border: 1px solid #d9e3db; border-radius: 10px; box-shadow: none; }
.public-refresh.insurance-catalog-page .gen-faq-item summary { padding: 18px 20px; gap: 20px; line-height: 1.6; }
.public-refresh.insurance-catalog-page .gen-faq-item summary::after { flex-shrink: 0; color: #386b46; }
.public-refresh.insurance-catalog-page .gen-faq-item[open] { border-color: #69865d; }
.public-refresh.insurance-catalog-page .gen-faq-content { margin: 0; padding: 16px 20px 20px; }
.public-refresh.insurance-catalog-page .gen-contact-wrapper { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); max-width: none; padding: 0; border-color: #cddcc9; }
.public-refresh.insurance-catalog-page .gen-contact-deco { display: none; }
.public-refresh.insurance-catalog-page .insurance-contact-intro { padding: 36px; background: #edf5ed; }
.public-refresh.insurance-catalog-page .gen-contact-header { text-align: left; margin: 0; }
.public-refresh.insurance-catalog-page .gen-contact-header p { margin-top: 18px; color: #526159; line-height: 1.8; }
.public-refresh.insurance-catalog-page .public-contact-links { flex-direction: column; align-items: stretch; gap: 10px; margin: 26px 0 0; }
.public-refresh.insurance-catalog-page .public-contact-links a { justify-content: center; min-height: 48px; padding: 12px; border: 1px solid #b9cdb3; border-radius: 8px; color: #244b3e; background: #fff; text-decoration: none; }
.public-refresh.insurance-catalog-page .public-contact-links a:first-child { background: #244b3e; border-color: #244b3e; color: #fff; }
.public-refresh.insurance-catalog-page .public-contact-links a:hover { text-decoration: underline; text-underline-offset: 4px; }
.public-refresh.insurance-catalog-page #contactForm { min-width: 0; padding: 36px; }
.public-refresh.insurance-catalog-page .gen-form-grid { gap: 18px; margin-bottom: 20px; }
.public-refresh.insurance-catalog-page .gen-form-grid .gen-input-group { margin-bottom: 0; }
.public-refresh.insurance-catalog-page .gen-form-grid .gen-input-group:last-child { grid-column: 1 / -1; }
.public-refresh.insurance-catalog-page .gen-radio-label { display: flex; align-items: center; gap: 10px; margin: 0; background: #f8faf6; border-color: #dce3d8; }
.public-refresh.insurance-catalog-page .gen-radio-label input { flex: 0 0 auto; }
.public-refresh.insurance-catalog-page .gen-contact-privacy a { color: #356542; text-underline-offset: 3px; }
.public-refresh.insurance-catalog-page .gen-radio-label:has(input:checked) { background: #edf5ed; border-color: #386b46; }
.public-refresh.insurance-catalog-page .gen-contact-wrapper :is(input, textarea, button, a):focus-visible { outline-color: #386b46; }
.public-refresh.insurance-catalog-page .service-related-reading { border-top: 1px solid #e4e9df; }
.public-refresh.insurance-catalog-page .service-related-reading .insurance-section-heading { margin-bottom: 26px; }

@media (max-width: 1050px) {
    .public-refresh.insurance-catalog-page .gen-hero-grid { gap: 28px; grid-template-columns: minmax(0, 1.2fr) minmax(0, 1fr); }
    .public-refresh.insurance-catalog-page .gen-hero-actions { flex-direction: column; align-items: flex-start; }
    .public-refresh.insurance-catalog-page .insurance-needs-card { padding: 24px; }
    .public-refresh.insurance-catalog-page .insurance-category-nav > a { padding: 14px; gap: 10px; }
    .public-refresh.insurance-catalog-page .insurance-catalog-group { grid-template-columns: minmax(0, .68fr) minmax(0, 1.6fr); padding: 24px; gap: 22px; }
    .public-refresh.insurance-catalog-page .gen-about-grid { gap: 32px; }
    .public-refresh.insurance-catalog-page .insurance-guide-section > .gen-container,
    .public-refresh.insurance-catalog-page .gen-faq > .gen-container { grid-template-columns: 1fr; gap: 28px; }
    .public-refresh.insurance-catalog-page .insurance-guide-section .insurance-section-heading { grid-row: auto; max-width: 780px; }
    .public-refresh.insurance-catalog-page .insurance-guide-link { grid-column: 1; }
    .public-refresh.insurance-catalog-page .insurance-contact-intro,
    .public-refresh.insurance-catalog-page #contactForm { padding: 28px; }
}
@media (max-width: 800px) {
    .public-refresh.insurance-catalog-page .gen-hero { padding-block: 32px 26px; }
    .public-refresh.insurance-catalog-page .gen-hero-grid { grid-template-columns: 1fr; }
    .public-refresh.insurance-catalog-page .gen-hero-grid > div > p { max-width: none; }
    .public-refresh.insurance-catalog-page .gen-hero-actions { flex-direction: row; align-items: center; }
    .public-refresh.insurance-catalog-page .insurance-category-nav { gap: 10px; }
    .public-refresh.insurance-catalog-page .insurance-category-nav > a { flex-wrap: wrap; align-content: center; font-size: .9rem; }
    .public-refresh.insurance-catalog-page .insurance-category-symbol { flex-basis: 32px; height: 32px; }
    .public-refresh.insurance-catalog-page .insurance-catalog-group { display: block; }
    .public-refresh.insurance-catalog-page .insurance-catalog-group-heading { display: flex; align-items: flex-start; flex-direction: row; gap: 18px; margin-bottom: 24px; }
    .public-refresh.insurance-catalog-page .insurance-group-symbol { flex: 0 0 46px; height: 46px; margin: 0; }
    .public-refresh.insurance-catalog-page .insurance-catalog-group-heading h3 { margin-bottom: 10px; }
    .public-refresh.insurance-catalog-page .gen-about-grid { grid-template-columns: 1fr; }
    .public-refresh.insurance-catalog-page .gen-about-img { max-width: 340px; }
    .public-refresh.insurance-catalog-page .gen-contact-wrapper { grid-template-columns: 1fr; }
    .public-refresh.insurance-catalog-page .public-contact-links { flex-direction: row; flex-wrap: wrap; }
    .public-refresh.insurance-catalog-page .public-contact-links a { flex: 1 1 auto; }
}
@media (max-width: 600px) {
    .public-refresh.insurance-catalog-page .gen-hero-actions { flex-direction: column; align-items: stretch; }
    .public-refresh.insurance-catalog-page .gen-hero-actions .insurance-text-link { justify-content: center; }
    .public-refresh.insurance-catalog-page .insurance-category-nav { grid-template-columns: 1fr; margin-top: 24px; }
    .public-refresh.insurance-catalog-page .insurance-category-nav > a { min-height: 62px; padding: 12px 14px; flex-wrap: nowrap; gap: 12px; font-size: .94rem; }
    .public-refresh.insurance-catalog-page .insurance-catalog-section { padding-block: 36px 42px; }
    .public-refresh.insurance-catalog-page .insurance-catalog-group { margin-top: 18px; padding: 20px 16px; border-radius: 14px; }
    .public-refresh.insurance-catalog-page .insurance-catalog-group-heading { display: grid; grid-template-columns: 36px minmax(0, 1fr); gap: 12px; }
    .public-refresh.insurance-catalog-page .insurance-catalog-group-heading > div { display: contents; }
    .public-refresh.insurance-catalog-page .insurance-catalog-group-heading p { grid-column: 1 / -1; }
    .public-refresh.insurance-catalog-page .insurance-group-symbol { flex-basis: 36px; height: 36px; border-radius: 8px; }
    .public-refresh.insurance-catalog-page .insurance-group-symbol svg { width: 22px; height: 22px; }
    .public-refresh.insurance-catalog-page .insurance-catalog-group-heading h3 { align-self: center; margin: 0; font-size: 1.45rem; }
    .public-refresh.insurance-catalog-page .insurance-catalog-grid { grid-template-columns: 1fr; gap: 12px; }
    .public-refresh.insurance-catalog-page .insurance-catalog-card { padding: 20px; }
    .public-refresh.insurance-catalog-page .insurance-catalog-card-top { margin-bottom: 12px; }
    .public-refresh.insurance-catalog-page .insurance-catalog-note { padding: 16px; }
    .public-refresh.insurance-catalog-page .insurance-advice-grid { grid-template-columns: 1fr; gap: 12px; }
    .public-refresh.insurance-catalog-page .insurance-advice-card { display: grid; grid-template-columns: 32px minmax(0, 1fr); gap: 8px 14px; padding: 20px; }
    .public-refresh.insurance-catalog-page .insurance-advice-card > span { margin: 0; }
    .public-refresh.insurance-catalog-page .insurance-advice-card h3 { margin: 0; align-self: center; }
    .public-refresh.insurance-catalog-page .insurance-advice-card p { grid-column: 1 / -1; margin-top: 4px; }
    .public-refresh.insurance-catalog-page .insurance-gaps-grid { gap: 14px; }
    .public-refresh.insurance-catalog-page .insurance-gap-card { padding: 22px; }
    .public-refresh.insurance-catalog-page .gen-process .gen-section-header { margin-bottom: 26px; }
    .public-refresh.insurance-catalog-page .gen-step { display: grid; grid-template-columns: 34px minmax(0, 1fr); gap: 14px; padding: 20px; }
    .public-refresh.insurance-catalog-page .gen-step-num { width: 34px; height: 34px; margin: 0; }
    .public-refresh.insurance-catalog-page .gen-step-content h3 { font-size: 1.16rem; }
    .public-refresh.insurance-catalog-page .insurance-contact-intro,
    .public-refresh.insurance-catalog-page #contactForm { padding: 24px 20px; }
    .public-refresh.insurance-catalog-page .public-contact-links { flex-direction: column; }
    .public-refresh.insurance-catalog-page .gen-form-grid { grid-template-columns: 1fr; }
    .public-refresh.insurance-catalog-page .gen-radio-label { padding: 12px; }
}
@media (prefers-reduced-motion: reduce) {
    .public-refresh.insurance-catalog-page .insurance-catalog-card,
    .public-refresh.insurance-catalog-page .insurance-category-nav > a { transition: none; }
    .public-refresh.insurance-catalog-page .insurance-catalog-card:hover { transform: none; }
}